Calculadora de Acessibilidade ao Aluguel
Descubra exatamente quanto de aluguel você pode pagar confortavelmente com base na sua renda, despesas e objetivos financeiros.
How the Rent Affordability Calculator Works
Enter Your Income
Input your monthly income after taxes and any additional income sources like freelance work or investments.
Add Your Expenses
Include monthly debts, living expenses, and your savings goals for an accurate calculation.
Get Your Results
Receive personalized rent recommendations using the 30% rule and debt-to-income ratio analysis.
Quick Estimate Mode
Enter your basic financial info for a fast rent affordability estimate. For detailed analysis, switch to Advanced mode.
Understanding the 30% Rule for Rent
The 30% rule is a widely-accepted guideline suggesting that you should spend no more than 30% of your gross monthly income on rent. This rule helps ensure you have enough money left for other essential expenses, savings, and emergencies.
Why Debt-to-Income Ratio Matters
Landlords and property managers often check your DTI ratio when reviewing applications. A DTI of 36% or lower is generally considered healthy. Our calculator factors in all your debts to give you a realistic rental budget.
What Our Calculator Considers
- 130% Rule: Industry-standard guideline for maximum rent-to-income ratio
- 2Debt-to-Income: Total debt payments relative to your income
- 3Budget Analysis: Your actual available funds after all expenses
- 4Savings Goals: Ensures you maintain healthy savings habits