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Real Estate vs. Stock Market Investment Calculator

Compare the long-term financial outcomes of investing in real estate versus the stock market. Model rental income, appreciation, dividends, expense ratios, taxes, and inflation in one interactive tool.

NPV & IRR Calculations

Professional metrics

Side-by-Side Comparison

Visual charts

No Sign-up Required

100% free to use

Updated for 2026

Latest tax rates

Real Estate vs. Stock Market Investment Calculator

How It Works

Enter your investment amount for both real estate and stocks, customize assumptions like growth rates and taxes, and instantly compare projected outcomes side-by-side to make informed decisions.

1

Enter Your Investment

Input your initial investment amount and customize parameters for both real estate and the stock market.

2

Adjust Assumptions

Fine-tune appreciation rates, rental income, dividends, expense ratios, and tax rates to match your scenario.

3

Compare Results

View side-by-side projections with charts and detailed metrics to make informed decisions.

Why Compare Real Estate vs the Stock Market?

Real Estate Benefits

  • Tangible asset with historical appreciation
  • Generates monthly rental income
  • Leverage through low-rate mortgage financing
  • Tax benefits like depreciation and 1031 exchanges

Stock Market Benefits

  • Highly liquid — buy and sell any market day
  • Passive income through dividends and reinvestment
  • Instant diversification through index funds and ETFs
  • No maintenance, tenants, or property management

Frequently Asked Questions

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